"Waited too long"

I talk to people on the phone every day. My job and my passion is to educate seniors on their retirement. "I'm not ready yet" is something I hear over and over again. What is it that they are not ready for? I wonder. If it is a crisis they are waiting for to signal to them that they are ready it is too late. A Continuing Care Retirement Community like Aldersly is one where you move in and live your own life in your own apartment. Independent!